Although it is tempting to adopt a fatalistic attitude towards your credit score, in fact there are many ways to build your credit score without extensive investments of time and effort. And with even a modest income it is possible to improve your credit score and thus make it easierContinue Reading
Your three digit FICO score is arguably the most important number in your financial life, but it takes time and effort to get it to a good level. When you are starting from zero, building up that stellar credit score can seem like an insurmountable task, but there are stepsContinue Reading
If you are looking for a resolution that will improve your health and your wealth in the year to come, saving money is a good place to start. Reducing your spending and saving more can reduce your stress level immensely by putting more breathing room in your budget. And ifContinue Reading
There are many challenges inherent to the transition to adulthood. One of the most difficult aspects for many young people is dealing with finances. Handling money responsibly is one of those things that must be mastered. Read on for the eight big, important rules young adults must follow when itContinue Reading
Credit cards have a number of important advantages for consumers. Paying with a credit card entitles you to a number of protections, from refunds on defective and misrepresented products to travel insurance and other perks. The responsible use of credit cards can also help you build a credit history andContinue Reading
If you don’t follow a budget, it’s time to start. You can start budgeting at any age, and it’s better to start sooner rather than later. Budgets are hugely effective for people that are prone to making rash or frivolous financial choices, but they also prove beneficial to people thatContinue Reading
We all want to save money. Most people have a few big strategies for spending less. But there are other, surprising ways to save that are often forgotten. Here are six sometimes overlooked ways you can save more money. 1. Lower your tax bill. Taxes are a major expense. TheContinue Reading
Your credit rating is one of the most important things you have in adult life; if you ever want to borrow money, having a good credit rating will be essential. Without a strong credit rating you will struggle to buy cars on finance, and getting a mortgage will be almostContinue Reading
What you believe about yourself has an enormous effect on the amount of success you will have in life. This is true especially when it comes to creating wealth and attracting more money into your life. If you desire to increase the amount of money you make, there are twoContinue Reading