Although it is tempting to adopt a fatalistic attitude towards your credit score, in fact there are many ways to build your credit score without extensive investments of time and effort. And with even a modest income it is possible to improve your credit score and thus make it easierContinue Reading

Credit cards have a number of important advantages for consumers. Paying with a credit card entitles you to a number of protections, from refunds on defective and misrepresented products to travel insurance and other perks. The responsible use of credit cards can also help you build a credit history andContinue Reading

Your credit rating is one of the most important things you have in adult life; if you ever want to borrow money, having a good credit rating will be essential. Without a strong credit rating you will struggle to buy cars on finance, and getting a mortgage will be almostContinue Reading