Although it is tempting to adopt a fatalistic attitude towards your credit score, in fact there are many ways to build your credit score without extensive investments of time and effort. And with even a modest income it is possible to improve your credit score and thus make it easierContinue Reading
Your three digit FICO score is arguably the most important number in your financial life, but it takes time and effort to get it to a good level. When you are starting from zero, building up that stellar credit score can seem like an insurmountable task, but there are stepsContinue Reading
Credit cards have a number of important advantages for consumers. Paying with a credit card entitles you to a number of protections, from refunds on defective and misrepresented products to travel insurance and other perks. The responsible use of credit cards can also help you build a credit history andContinue Reading
Your credit rating is one of the most important things you have in adult life; if you ever want to borrow money, having a good credit rating will be essential. Without a strong credit rating you will struggle to buy cars on finance, and getting a mortgage will be almostContinue Reading